Financial Wellness

The discontinuation of Mint is undoubtedly an opportunity, but it also signals a threat. Intuit, by way of Credit Karma, is coming after banks’ customers.

As consumers increasingly seek out convenient ways to save money and achieve financial stability, the incorporation of gamification into mobile banking apps has emerged as a powerful tool.

'No Spend January' CAN be a one-month challenge, but it can also be the first step toward a lifetime of improved financial well-being. Encourage and support your customers in January and the year beyond.

Dive into the world of tech-driven apps, online platforms, and social media engagement. Get ready to lead the next generation to financial greatness!

By combining personalized guidance, engaging gamification, and seamless digitized support, banks can empower their customers to improve their financial health while also driving your FI's bottom line.

Bankers are under tremendous pressure to find ways to attract and keep deposits on their balance sheet. One way for them to do so is by strengthening existing digital banking platforms to shift away from personal financial management tools, or PFMs, to personalized financial guidance, or PFG.

Explore the world of Finfluencers on TikTok and their impact on shaping financial advice for Gen Z. Uncover the concerns surrounding reliability, and how banks are responding to this dynamic shift.

For many people, managing their finances and staying financially literate is not just a challenge – it feels harder than ever. Many consumers don’t know what steps to take to get ahead. And with traditional digital banking channels lacking that personalized experience, they aren’t getting the advice they need. Banks and credit unions must prioritize financial education for their customers because they can’t afford to be left behind.

Explore the multi-faceted nature of generational financial trauma and the role financial institutions can play in fostering holistic healing. It's time to collaborate, advocate for systemic changes, and contribute to a more resilient and empowered community.

Finding financial balance is crucial for everyone. As leaders of banks and credit unions, the responsibility to guide users toward this essential goal is paramount. But how do we break dirty habits and empower users to improve their financial wellness?

This is the death of PFM as we know it……. or is it?? There is a power vacuum that could be one of the biggest opportunities banks and credit unions have seen in the last few years. The key is distribution, and YOU my bank and credit union friends have it in droves!

Small businesses are more than just scaled-down versions of large corporations. Their financial needs are unique and require a tailored approach to mobile banking.

As customers increasingly seek convenient ways to save money and achieve financial stability, gamification has become a powerful tool in mobile banking apps. Learn how your FI can unlock your financial potential by embracing gamification for financial wellness.

Budget season is almost here. As banks assess their current and future technology investments, most of them are eyeing their digital banking platforms – and for good reason.

With Intuit’s announcement that they are shutting down their PFM tool, Mint, to focus on Credit Karma, many users are left wondering where to go now. Discover the strategic moves in the world of personal finance and how Finotta becomes a key player in this transformative journey.